Tuition, fees, and expenses comprise the cost of attendance of medical school at HMS. Cost of attendance varies by curricular track (Pathways/New Pathway and HST) and by stage (preclerkship, clerkship/Principal Clinical Experience (PCE), and post-PCE/Advanced Experiences). The student budget has two primary purposes: 1) to give students an estimate of reasonable costs of attendance; and 2) to establish the federally required uniform cost of attendance standard against which to measure financial need.
The disability insurance fee is a mandatory, non-waivable fee assessed on an annual basis to all students from the time they matriculate at HMS until they graduate from HMS. This includes the time that students may spend in pursuit of additional degrees or other enrichment activities.* Assessed in Year I only
The reduced tuition is ordinarily charged after 4 years (8 semesters) of full tuition have been charged.
A suggested breakdown of various living expenses listed above is indicated. This itemization is only a guideline, and students should plan a budget and economize to ensure that their actual expenses do not exceed the total allowable living expense budget. Based on the different curriculum, the Cost of Living budget for Pathways students’ first year is based on 11 months and HST students is based on 10 months.
Pathways students purchase their black bag and diagnostic equipment during their first year; HST students purchase equipment during their second year. Therefore, the first-year budget for HST students will be $750 less than the figure listed above, and the second-year budget will be $750 more.
Students who chose to waive the Harvard Blue Cross/Blue Shield Health Insurance Plan will have this budget item removed from their cost of attendance budget.
The housing allowance for first-year students (Class of 2023) is based on the average cost of a Vanderbilt Hall residence contract for August 2019 – June 2020. Students with spouses, partners, or dependents, or students choosing not to live in dormitory housing, may request an off-campus housing allowance from the HMS Financial Aid Office. For returning students, the housing allowance is based on the assumption that students are sharing rental units in the community. See Section 8 for more information about Housing.
The National Board USMLE Step 2 CS (Clinical Skills) Exam fee is currently included in the third-year student budget. The travel expenses associated with the exam are included in the fourth-year budget.
OPTION: The federal government permits students to borrow an unsubsidized direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.
HMS complies with S2248 PL 1150497 Section 103. HMS will not impose a late fee, prevent a student from attending classes, or demand payment for funds expected to be covered by the VA until 90 days post certification. Students are responsible all charges posted to their student accounts.
Last updated 9/26/19