9.08 Disability Insurance

All current medical students as well as all new incoming students receive long-term disability insurance. This coverage will provide benefits should a disability develop in a student while enrolled at Harvard Medical School as well as a guarantee that, upon graduation, students will be able to obtain group coverage, without having to prove medical insurability, providing protection for future income.

The disability insurance fee is a mandatory, non-waivable fee assessed on an annual basis to all students from the time they matriculate at HMS until they graduate from HMS, including the time that students may spend in pursuit of additional degrees or other enrichment activities and periods of enrollment.

Last updated 1/12/23