Detailed information regarding the Harvard University Student Health Program (HUSHP) can be found at the HUSHP site. Students should read the plan details carefully and familiarize themselves with the policies and coverage available. Students with questions should contact HUSHP Member Services at mservices@huhs.harvard.edu.
Massachusetts Insurance Requirements
Massachusetts law requires that all full-time or part-time students enrolled in an institution of higher learning in Massachusetts participate in a qualifying student health insurance program or in a health plan of comparable coverage. All Harvard students are automatically enrolled in the Harvard University Student Health Program (HUSHP) and charges are applied to the student term bill.
HUSHP is a comprehensive health program comprised of two parts:
Student Health Fee: Required of all students who are enrolled more than half time and studying in Massachusetts. This fee covers most services at Harvard University Health Services (HUHS), including internal medicine, most medical/surgical specialty care, mental health/counseling services, physical therapy, radiology and urgent care.
Student Health Insurance Plan: Provides hospital/specialty care through Blue Cross Blue Shield of Massachusetts and prescription drug coverage through Catamaran. Coverage includes emergency room visits, hospitalizations, diagnostic lab/radiology services, ambulatory surgery, specialty care outside HUHS (limited) and prescription drug coverage. Benefit limits and cost-sharing may apply—visit the HUSHP site for more details.
Waiving the Student Health Insurance Plan
Students with alternate health insurance may be eligible to waive the Student Health Insurance Plan, and in very limited cases, waive the Student Health Fee. Learn more about waiver eligibility & applications on the HUHS site.
Dependent Health Insurance
Students may enroll eligible dependents in HUSHP for the fall term or full academic year. Visit HUSHP site for student dependents for more information.
Dental Coverage Options
Dental coverage is available for students and their eligible dependents. Visit the HUSHP dental coverage site for more information.
Last updated 12/7/18